image

Guild Mortgage Company

 

Be the first to review

Services Offered: Guild Mortgage is one of the largest independent mortgage lenders in San Diego, known for offering a broad range of mortgage solutions to suit different needs. They specialize in:

  • Conventional Loans: Offering fixed and adjustable-rate mortgages.
  • Government-Backed Loans: FHA, VA, and USDA loans for buyers looking for lower down payments or specific needs.
  • Jumbo Loans: For higher-end properties that exceed conventional loan limits.
  • Refinancing Services: Helping homeowners refinance to better rates or change their loan terms.
  • First-Time Homebuyers: Special programs and down payment assistance to help those new to the homebuying process.

Guild Mortgage emphasizes education and transparency. They offer personalized consultations to ensure customers make informed decisions. Their online tools, such as calculators and pre-qualification applications, streamline the mortgage process for convenience.

Qualifications and Certifications:

  • Licensed by the California Department of Financial Protection and Innovation.
  • Certified by various industry organizations, including the National Mortgage Licensing System (NMLS).
  • Multiple customer service awards, including recognition by Scotsman Guide and HousingWire.

FAQs

Q What types of loans are available for first-time buyers?

Guild Mortgage offers FHA loans with low down payment options, ideal for first-time buyers.

Q Can I apply for a loan online?

Yes, Guild Mortgage has an easy-to-use online application system for pre-approval and loan submission.

Q What credit score do I need for a conventional mortgage?

Typically, Guild Mortgage requires a minimum credit score of 620 for conventional loans.

image