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terms

Terms of Service

Effective Date: 08/21/2024

Welcome to FinanceOffer.com (hereinafter referred to as “FinanceOffer,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website, services, and any content, features, or functionalities provided by FinanceOffer (collectively, the “Services”). By accessing or using our Services, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, you must immediately discontinue use of the Services.

1. ACCEPTANCE OF TERMS

1.1. Eligibility

By accessing or using FinanceOffer, you affirm that you are at least 18 years old, or the legal age of majority in your jurisdiction, and have the legal capacity to enter into these Terms. If you are using the Services on behalf of an entity, such as a company or organization, you represent and warrant that you have the authority to bind that entity to these Terms. In such a case, “you” refers to the entity.

1.2. Agreement to Terms

Your access to and use of the Services is conditioned upon your acceptance of and compliance with these Terms. By accessing, browsing, or otherwise using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and any other applicable laws, whether or not you are a registered user of the Services.

2. MODIFICATION TO THE TERMS

2.1. Right to Modify

FinanceOffer reserves the right to modify, revise, or update these Terms at any time and for any reason. We will notify you of any significant changes by updating the “Effective Date” at the top of this document and, where appropriate, may provide additional notice through the Services or by email.

2.2. Acceptance of Modifications

Your continued use of the Services following the posting of any modifications constitutes your acceptance of those changes. It is your responsibility to review these Terms periodically to stay informed about any updates. If you do not agree to the modified Terms, you must discontinue your use of the Services immediately.

3. USE OF SERVICES

3.1. Permitted Use

You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Services for your personal or internal business purposes. You agree to use the Services in compliance with all applicable laws, regulations, and these Terms.

3.2. User Accounts

To access certain features of the Services, you may be required to create a user account. You agree to provide accurate, current, and complete information during the registration process and to keep your account information updated. You are responsible for safeguarding your account credentials and for any activities or actions under your account. FinanceOffer is not liable for any loss or damage arising from your failure to maintain the security of your account.

3.3. Prohibited Activities

In using the Services, you agree not to:

  • Engage in any activity that could interfere with or disrupt the Services or servers or networks connected to the Services.
  • Use the Services to distribute, post, or send any unlawful, defamatory, harassing, fraudulent, or otherwise objectionable content.
  • Attempt to gain unauthorized access to any part of the Services, other accounts, computer systems, or networks connected to the Services, whether through hacking, password mining, or any other means.
  • Use any automated means, including robots, spiders, or data scraping tools, to access or collect data from the Services without our express written consent.
  • Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.

4. INTELLECTUAL PROPERTY RIGHTS

4.1. Ownership of Content

All content, features, and functionality available through the Services, including but not limited to text, graphics, logos, icons, images, software, and the overall appearance of the website, are the exclusive property of FinanceOffer or its licensors and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

4.2. License to Use Content

FinanceOffer grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services and the content provided therein for your personal or internal business purposes. This license does not allow you to sell, distribute, reproduce, modify, publicly display, publicly perform, publish, or create derivative works based on the content without our prior written consent.

4.3. Trademarks

All trademarks, service marks, logos, and trade names displayed on the Services are the property of FinanceOffer or their respective owners. You are not permitted to use any of these marks without the prior written consent of FinanceOffer or the relevant third party.

5. USER-GENERATED CONTENT

5.1. Submission of User Content

You may have the opportunity to post, submit, publish, or otherwise make available content, such as reviews, comments, or other materials (“User Content”) on or through the Services. By submitting User Content, you grant FinanceOffer a perpetual, worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, modify, display, and perform the User Content in connection with the operation and promotion of the Services.

5.2. Responsibility for User Content

You are solely responsible for the User Content that you submit, post, or otherwise make available through the Services. You represent and warrant that you own or have the necessary rights to use and authorize FinanceOffer to use your User Content as described in these Terms.

5.3. Prohibited User Content

You agree not to submit any User Content that:

  • Violates any third-party rights, including copyright, trademark, privacy, or other personal or proprietary rights.
  • Contains any material that is defamatory, obscene, indecent, abusive, harassing, violent, hateful, or otherwise objectionable.
  • Promotes or incites illegal activity or discusses illegal activities with the intent to commit them.

5.4. Monitoring and Removal

FinanceOffer reserves the right, but is not obligated, to monitor, review, or remove any User Content at our sole discretion, for any reason, including if the User Content violates these Terms or is otherwise objectionable. We may also terminate your access to the Services if you violate these Terms.

6. THIRD-PARTY LINKS AND SERVICES

6.1. Third-Party Links

The Services may contain links to third-party websites, services, or resources that are not owned or controlled by FinanceOffer. These links are provided for your convenience only, and FinanceOffer does not endorse or assume any responsibility for the content, privacy policies, or practices of any third-party websites.

6.2. Third-Party Services

Any interactions, transactions, or communications you have with third parties found through the Services are solely between you and the third party. FinanceOffer is not responsible for any loss or damage incurred as a result of your dealings with third parties.

6.3. Disclaimer of Liability

FinanceOffer shall not be liable for any content, products, services, or information provided by third parties, and you acknowledge that any reliance on such content, products, services, or information is at your own risk.

7. DISCLAIMER AND LIMITATION OF LIABILITY

7.1. No Financial Advice

The content provided on FinanceOffer is for informational purposes only and does not constitute financial, legal, tax, or investment advice. FinanceOffer is not a financial institution, investment advisor, or broker-dealer. You should consult with a qualified professional before making any financial decisions or taking any action based on the information provided by the Services.

7.2. “As Is” and “As Available” Basis

The Services are provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied. FinanceOffer disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

7.3. Limitation of Liability

To the fullest extent permitted by law, FinanceOffer and its affiliates, officers, directors, employees, agents, licensors, and service providers shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to, loss of profits, data, or goodwill, arising out of or in connection with your use of or inability to use the Services, even if FinanceOffer has been advised of the possibility of such damages.

8. INDEMNIFICATION

8.1. Your Indemnification Obligations

You agree to indemnify, defend, and hold harmless FinanceOffer and its affiliates, officers, directors, employees, agents, licensors, and service providers from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms, your use of the Services, or your User Content.

8.2. Cooperation in Defense

FinanceOffer reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which case you agree to cooperate fully with FinanceOffer in asserting any available defenses.

9. TERMINATION

9.1. Right to Terminate

FinanceOffer reserves the right, in its sole discretion, to terminate or suspend your access to all or part of the Services, with or without notice, for any reason, including without limitation, if you violate these Terms or any applicable law.

9.2. Effect of Termination

Upon termination, your right to use the Services will immediately cease. You acknowledge and agree that FinanceOffer may delete your account and any related information, including User Content, without liability to you.

9.3. Survival

The provisions of these Terms that by their nature should survive termination, including but not limited to Sections 4 (Intellectual Property Rights), 7 (Disclaimers and Limitation of Liability), 8 (Indemnification), 9 (Termination), and 11 (Governing Law and Dispute Resolution), shall survive termination of your access to the Services.

10. GOVERNING LAW AND DISPUTE RESOLUTION

10.1. Governing Law

These Terms and any disputes arising out of or relating to the use of the Services shall be governed by and construed in accordance with the laws of the State of [Your State], without regard to its conflict of laws principles.

10.2. Dispute Resolution

In the event of any dispute arising out of or relating to these Terms or the Services, you agree to first attempt to resolve the dispute informally by contacting FinanceOffer at [Your Contact Information]. If the dispute cannot be resolved informally, you agree to submit to the exclusive jurisdiction of the federal and state courts located in [Your City/State] for the resolution of any disputes.

11. MISCELLANEOUS

11.1. Entire Agreement

These Terms, along with our Privacy Policy and any other legal notices published by FinanceOffer on the Services, constitute the entire agreement between you and FinanceOffer regarding the use of the Services and supersede any prior agreements or understandings, whether written or oral, relating to the subject matter herein.

11.2. Waiver and Severability

No waiver by FinanceOffer of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of FinanceOffer to assert a right or provision under these Terms shall not constitute a waiver of such right or provision. If any provision of these Terms is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent necessary so that the remaining provisions of the Terms will continue in full force and effect.

11.3. Assignment

You may not assign or transfer any of your rights or obligations under these Terms without the prior written consent of FinanceOffer. FinanceOffer may assign or transfer its rights and obligations under these Terms without restriction.

12. CONTACT INFORMATION

If you have any questions, comments, or concerns about these Terms or the Services, please contact us at: